The social security system in Poland covers both the country’s citizens and foreign workers who are legally employed. Foreign employees officially working in Poland are required to participate in this system, which provides them access to various social services and benefits. The main components of the social security system include health insurance, pension contributions, accident insurance, and other social benefits.

Key Elements of the Social Security System

1. Health Insurance (NFZ)
   Foreign workers who contribute to the National Health Fund (NFZ) are entitled to free medical care in public healthcare facilities. This includes consultations with doctors, emergency medical assistance, hospital treatment, and other healthcare services. The employer deducts health insurance contributions from the worker’s salary.
2. Pension Contributions
   Foreign workers in Poland also pay pension contributions, which allow them to accumulate funds for their future retirement. If they work in Poland for a long time, they may be eligible to receive pension payments after reaching retirement age. In some cases, accumulated pension contributions can be transferred to the worker’s home country under international agreements.
3. Accident Insurance
   The social security system includes mandatory contributions to accident insurance, which covers costs related to workplace injuries. If a foreign worker is injured at work, they may be entitled to compensation or covered medical treatment.
4. Unemployment Insurance
   Foreign workers who lose their jobs may be eligible for unemployment benefits, provided they have worked and contributed to the system for a certain period. The benefit is only available to those who are officially registered with the employment office and are actively seeking work.
5. Other Social Benefits
   In addition to the above benefits, foreign workers may be entitled to various other social benefits, such as maternity leave benefits, sick leave payments, and other forms of social assistance depending on their circumstances.

Contributions and Distribution

All workers, including foreigners, are required to make contributions to the social security system. These contributions are automatically deducted from the employee’s salary by the employer and paid into the relevant funds. The total amount of contributions is split between the employee and the employer, with the employer also contributing their share to the social security fund.

Benefits of Participating in the System

Participation in the social security system provides foreign workers with access to healthcare and social services on par with Polish citizens. This not only ensures the protection of their health and future but also provides security in the event of unforeseen circumstances, such as illness, job loss, or accidents.